Small Business Factoring

gaggem69 asked:


Hello .
I have this situation that i hope you can help me out with. My partner and I own a credit card processing company and been in business for about a year. In the the bank card industry there are two type of business people that are currently accepting all form of non-cash payment Visa, M/C etc.. , and business that are not accepting credit cards or checks these are considered or refered to as (NEW BUSINESS). Now the Exsiting businesses we dont make to much money upfront unless we upgrade there equipment and then we make big buck$$ and we get a residual on the account every month when they start processing with us which is nice, and the NEW Businesses we can either lease or sell them equipment that they need to start accept credit cards and checks now these type of business we make BIG BUCK$ for leasing or sell them the equipment and and like the exsiting business we also make a residual every month from there account. Business is good but it could be better. Latley I have been seriously considering going into business for myself which means i keep 100% of my money. The current agreement between my partner and I is 50/50 split and it’s been working out good but i want to make bigger moves which means i need more money. Now the reason that I even teamed up with my partner was because he was good at numbers and could read statements for exsiting businesses and give them lower rates which is important because we have customer that process anywhere from $200-1,000,000 a month so reading statements for high volume merchant is important and he has the ability to lease or sell equipment but he stronger at getting exsiting business then he is at getting new ones. Now I on the other hand am very good at getting new businesses i rather talk to a new business then an exsiting one.. WHY? if you asked.. it because there is only 24hr in a day and even though im owner of the business i try to work a 8hr shift everyday so i want to make the most money possible in the shortest amount of time …are you following me, I can also analize the statements for exsiting businesses not as good as my partner but good enough to get the job done. Now the agreement that we both have is that whatever deal we get we have to deposit 50% in our account and whoever brought that deal in gets to keep the remaining 50% of that deal and at the end of the month we split 50/50 what in our account. Now having my partner around will definately increase my residual portfolio but he doesnt lease equipment that much. Well to make this short DO YOU THINK THAT I SHOULD GO INTO BUSINESS FOR MY SELF AND KEEP 100% OF MY MONEY OR DO YOU THINK THAT I SHOULD CONTINUE THE AGREEMENT AND SPLIT 50% AND AT THE END OF THE MONTH SPLIT 50% OF OUR ACCOUNT.WHICH WAY DO YOU THINK ILL MAKE THE MOST MONEY.

Factoring Loan * Invoice Factoring * A R Factoring *

Arnold R. McIntosh asked:


Arnold McIntosh is the first one to admit that, even in this down economy, there are still a few places left where a struggling business can turn to get credit and a loan.  It’s just that  most of these credit options tend to have huge drawbacks.  But through his program, “Unsecured Business Lines of Credit,” McIntosh hopes to help these entrepreneurs find a better way.

“There are lots of different programs that are out there that they they’re going to provide a path to funding,” McIntosh says, ” but often they’ll have a $30,000 or $40,000 fee.  And in today’s economy, what small business man can afford that?  Ours on the other hand has a very low startup fee. 

“And then others might not have that high a fee, but it will take a long time for them to find funding for you–maybe as much as six months.  Our program takes only 30 to 45 days, from start to finish. And we guarantee that if you meet the requirements, you will get the funding your business needs. That’s our guarantee.”

At its core, “Unsecured Business  Lines of Credit” is an quick, easy path to obtain an unsecured loan.  No credit checks are run, no tax papers are required, and no collateral is asked for. The program is available as an “e-report,” meaning obtaining it is as simple as downloading it online.

McIntosh has faced the need for business funding on a personal level: He himself is a  private contractor.  Much of the information in his report he obtained as he himself sought business credit.  He’s now been involved in the quest for funding, in one way or another, since 1975.

The results of his research?  A system for applying for and getting unsecured credit that offers the following benefits:

·        No tax returns required

·        No reference to your credit score

·        No personal guarantee

·        Revolving Line and Perpetual Line available

·        Interest only payments

“Truthfully, there are a lot of other programs that they they’ll provide unsecured business lines of credit,” McIntosh admits, “but often there’s a problem.  A lot of these people offer it in three different fashions:  through credit cards, vendor credit, or very low cash-lines of credit.  Our program in the industry is referred to as 100% total Unsecured Business Lines of credit.  This simply means once a client has been approved by the U.S. bank, let’s say for $100,000, that hundred thousand can be drawn down in cash.”  So it’s important that you pay attention to what people mean when they talk about unsecured business lines of credit, McIntosh says.

The other problem with some other programs, says McIntosh, is that many won’t offer a written guarantee.  “Our program is straightforward.  It’s right there in the body of all of our documentation that the processing fee is refundable if the client feels we’ve not performed to their satisfaction, and that they didn’t get close to the amount of money that they sought.

“This really is a passion for me.  I believe in entrepreneurship, and my passion is to help businessmen get the money they need to grow their businesses.”

For information about McIntosh’s special report, please visit http://www.unsecuredcreditforbiz.com,



For Commercial Finance Loans – Accounts Receivable Financing * Business Equipment Leasing * PO Finance * Commercial Property Mortgage – IMM Financial has been in the Commercial Finance Business serving companies just like yours for over 14 years. Put our experience to work for you. We are the Cashflow Specialists.

Apurva Shree asked:


Are you in a cash fix? Do you need short term finance and have no reliable source in sight? Well, the payday loan for resident of Canada is the best bet for you. That is because; it is hassle free, quick, and reliable. There is absolutely no running around needed, in order to apply for the easy payday loan or for approval. The complete business is transacted online, right from application to the disbursal of money. One does not have to deal with tedious credit checks too. So, if you have been flustered lately about short-term finance, stop immediately.

Simply Money

In order to apply for the payday loan for resident of Canada, you need to fill a simple online payday loan application, which requires some basic facts. As for eligibility, a person needs to be above 18 years of age, a Canadian citizen, and should have an average monthly salary of $1000. Its pretty simple, isn’t it? If you meet the eligibility criteria, then your application will yield an instant approval. Money is transferred to your account within a few hours of the approval itself. Therefore, within 24 hours, your life or death financial crisis meets a reliable solution. One can borrow up to $1500 for a period of 1-2 weeks with payday loan in Ontario Canada.

Loan Term 1-2 weeks

If the paycheck-to-paycheck lifestyle has serious repercussions on your budget, and you land up in a cash crisis, payday loan for resident of Canada comes to the rescue and provides you the much-needed money on easy terms and without asking any embarrassing questions. The anonymity that the online transaction ensures you is not there in the conventional loans. This loan is an unsecured loan so; one does not need to bother about collateral too. The usual term being 1-2 weeks that can be extended up to a month on some extra payment as well.

People with bad credit too can now breathe easy, because payday loan for very bad credit in Canada allows them to borrow money too. A poor credit score can really be a frustrating scenario as far as loans are concerned. This loan allows people with bad credit to borrow money at surprisingly affordable rates. Not just this, it is also a great opportunity to improve the poor credit with the loan’s help! Whatever be your reasons for borrowing the money, no embarrassing questions will be asked for justification. So, whether be it a medical emergency or pending credit card bills or even a car repair job, you can easily avail payday loan for resident of Canada. In addition, you can avail this loan for purposes of entertainment like financing a vacation too.



Wade Henderson is a recognized Expert in Business Finance with over 14 years Experience in the Commercial Lending Field and a strong reputation for getting the deal done. Visit IMMFinancial.com to put his experience to work for you.