How do you buy a house?

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Aug

2009

How do you buy a house?

Author: Wade Henderson

lilylady20 asked:

Yes, I know, I’m young and dumb
I was just wondering – do you go to the bank and get the loan first? How much money do you have to have before you do that? Are you supposed to make an offer on the house first?
(I’d be going straight from an apartment, so I wouldn’t be waiting on my own house to sell or anything).
How does your credit rating factor in? Is it part of the loan?
Any information would be great! I won’t be buying anything anytime soon because we don’t have any money to spare, but I’m just wondering how it works for when I can!
Thanks so much for all the informative answers! I didn’t expect so much help

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